Apply for the Disability Tax Credit (DTC) — Now Simpler, More Powerful
The Canada Revenue Agency (CRA) now offers a fully digital DTC application that you can access through your “My Account”—making applying, uploading, and tracking your application much more convenient.
You might assume that only “visibly disabled” people qualify—but that's not the case. The DTC is about how an impairment impacts daily life, not how it looks.
Common—but Frequently Overlooked—Conditions That Often Qualify:
ADHD (in children and adults)
Anxiety or severe depression
PTSD or trauma-related impacts
Insulin-dependent Type 1 diabetes
Persistent chronic pain or fibromyalgia
Learning disabilities that significantly disrupt daily activities
Severe IBS or Crohn’s disease
Autism spectrum conditions
Cognitive deficits due to stroke or brain injury
Long COVID leading to pronounced limitations
If these conditions meaningfully interfere with your ability to function each day, you stand a good chance of qualifying.
What Makes the DTC So Valuable in 2025:
Retroactive Claims: You may be able to claim the credit for up to 10 previous tax years if you were eligible but didn’t apply.
Updated Credit Amounts (2025):
Base credit: approximately $9,872
Supplement for individuals under 18: around $5,758
Note: The DTC is a non-refundable credit—meaning it reduces tax owed but doesn’t create a direct refund if your tax is already low.
Unlocks Additional Benefits: Approval can pave the way to other supports, including the Registered Disability Savings Plan (RDSP), Canada Workers Benefit (disability supplement), Child Disability Benefit, and the new Canada Disability Benefit.
Want to Apply? Here’s How — Step by Step:
Log into CRA My Account and navigate to Benefits and credits, then click “Apply for DTC” to begin Part A.
You’ll receive a reference number—give this to your medical practitioner to complete Part B online.
Once submitted, you can track your application status through the CRA’s progress tracker.
When approved, CRA sends a Notice of Determination listing which years you’re eligible for.
Snap Summary (for Readers Who Scan):
BenefitDetailsRetroactive CreditsUp to 10 years back – request at time of application2025 Credit AmountsBase: ~$9,872; Under-18 supplement: $5,758Application MethodFully online via CRA My Account—fastest, easiest routeAdditional BenefitsUnlock RDSP, Canada Disability Benefit, caregiver supports, and more
Need Support?
At Fused Accounting, we simplify this for you:
Wondering if your condition qualifies?
Unsure how to complete the CRA’s digital form?
Need help reviewing your Notice of Determination—or appealing a denial?
We guide the process step-by-step, with no judgment—just clarity, confidence, and the assurance that you’re not overlooking money you deserve.
This blog post is for informational purposes only and not CRA material. For the most current details, visit the CRA’s official Disability Tax Credit page.
References
Government of Canada — Disability Tax Credit (Overview) https://www.canada.ca/en/revenue-agency/services/tax/individuals/segments/tax-credits-deductions-persons-disabilities/disability-tax-credit.html
Government of Canada — How to Apply for the Disability Tax Credit https://www.canada.ca/en/revenue-agency/services/tax/individuals/segments/tax-credits-deductions-persons-disabilities/disability-tax-credit/how-apply-dtc.html
Government of Canada — Claiming the Disability Tax Credit and Retroactive Amounts https://www.canada.ca/en/revenue-agency/services/tax/individuals/segments/tax-credits-deductions-persons-disabilities/disability-tax-credit/claiming-dtc.html
Government of Canada — Review of a DTC Application Decision https://www.canada.ca/en/revenue-agency/services/tax/individuals/segments/tax-credits-deductions-persons-disabilities/disability-tax-credit/review-decision-dtc.html
Spring Financial — Disability Tax Credit 2025 Amounts and Details https://www.springfinancial.ca/blog/boost-your-income/disability-tax-credit-who-qualifies-how-much-is-it-and-how-to-apply